SOA Credit
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We are a virtual auto dealer specializing in premium used vehicles and super easy financing.


Rent-To-Own

Auto loans for everyone with a provable income

Title loans

Need cash and your car? Our title loans allow you to keep driving.

OnTrack loans 

Been financing at a high rate for quite sometime? Lower your rate/payment and keep or trade your vehicle


Private sale financing

 Found a vehicle on your own and need a loan? We offer better than bank rates!

We need used vehicles! Sell us your vehicle today for cash!
WE DELIVER to your door for FREE!
TONS of trucks cars and SUV's to choose from

We don't have a fancy showroom and dealership. We don't build in referral fees, delivery fees or interest rates into the costs of our vehicles like a typical dealer. Buy your next ride completely from the comfort of your home. We are a licensed AMVIC dealer and have A+ BBB rating.
Call or text
780 298 2797

AddressSt Paul, AB
Phone780‑298‑2797
ContactChris   780.243.6299  
Crystal   780.298.2797